When someone asks me, “How’s the Clermont real estate market?” it sounds like a simple question.

But when you dig into the numbers, the Clermont, Florida real estate market isn't really one market at all.

I’ve been selling real estate for 20 years, and one thing I’ve learned is that you can’t take one big market number and assume it tells you what is happening everywhere. Even within Clermont, buyers and sellers can be experiencing very different markets depending on where the home is located and what price range it falls into.

I recently spent some time digging through our local MLS statistics for 34711 and 34714, and the difference between these two areas caught my attention.

For most of this comparison, I’m looking specifically at previously owned homes, rather than mixing resale homes and new construction together. That matters because builders can have inventory, incentives and sales activity that make the overall numbers look very different.

I also left 34715 out of this comparison because that ZIP code includes a significant portion of Minneola. I wanted to keep this discussion focused more closely on the Clermont housing market.

34711 and 34714 Are Telling Two Different Stories

Let's start with something most people can understand: How many homes are available compared with how quickly buyers are buying them?

In real estate, we call that “months of supply.” Basically, if no additional homes came on the market, approximately how long would it take to sell the existing inventory at the current pace?

For previously owned homes in August 2026:

34711 had 4.6 months of supply.

34714 had 8.0 months of supply.

That's a pretty significant difference.

At first glance, you might assume 34714 simply has a weaker housing market.

But keep reading, because this is where it gets interesting.

Buyers Are Behaving Very Differently

Pending sales are homes that have gone under contract but haven't closed yet. I like watching this number because it can give us an idea of what buyers are doing right now rather than only looking backward at homes that already closed.

In August, pending sales of previously owned homes in 34711 were down 21.7% from a year earlier.

In 34714, they were up 69.6%.

Yes, you read that correctly.

The area with 8 months of resale inventory also had a substantial increase in pending sales compared with the previous year.

So what's going on?

Home Prices May Be Part of the Answer

This is where affordability becomes very interesting.

The August median sale price for previously owned homes was:

34711: $432,150

34714: $385,000

And 34714's median resale price was down 7.2% from the previous year, while 34711 was up 1.8%.

I don't think we can look at those numbers and automatically say that lower prices caused the increase in buyer activity. Real estate markets have too many moving parts for me to make that claim from a few statistics.

But I certainly think it's worth paying attention to.

I've been saying for a while that our affordability problem isn't only about interest rates.

Home prices matter too.

Buyers aren't shopping based solely on the interest rate. They're looking at the price of the house, monthly payment, property taxes, homeowners insurance, HOA fees and, in some communities, CDD fees.

At some point, the numbers either work or they don't.

And right now, 34714 is giving us an interesting example of what can happen when buyers find homes at a lower price point.

More Homes for Sale Doesn't Automatically Mean Nobody Is Buying

This is also why I don't like scary housing headlines based on one statistic.

Yes, 8 months of resale supply in 34714 gets my attention.

But I can't look at that number by itself and say buyers have disappeared when pending resale sales were simultaneously up nearly 70% from the previous year.

That's why context matters.

Meanwhile, 34711 had considerably less resale supply at 4.6 months, but pending sales were down more than 20% from the previous year.

That's almost the opposite of what someone might expect if they looked only at inventory.

Clermont Homes Aren't Flying Off the Market Like They Used To

When we include both resale and new construction, homes are also taking longer to sell than they did a year ago.

In August, the median cumulative days on market was 31 days in 34711, up 46.6% from the previous year.

In 34714, it was 24 days, up 14.3%.

That doesn't mean homes aren't selling.

It means sellers need to understand that this isn't the crazy market we had a few years ago when putting a house on the market could practically feel like starting a bidding war.

Buyers have choices again.

And when buyers have choices, price, condition, location and competition matter.

Sellers Are Still Getting Close to the Final Asking Price

Here's another number I found interesting.

Across both resale and new construction, homes that closed in August had a median sale-to-last-list-price ratio of 98.5% in 34711 and 100% in 34714.

There is an important distinction here.

That's the percentage of the last list price, not necessarily the price the seller originally asked when the property first hit the market.

A house could be listed at one price, reduced later and eventually sell very close to that new asking price.

So I don't interpret 100% as “34714 sellers are getting everything they ask for.”

I interpret it more simply:

When the price reaches a level buyers are willing to pay, homes can sell.

And that may be one of the biggest lessons in today's Clermont housing market.

What Does This Mean If You're Buying or Selling a Home in Clermont?

If you're a buyer, don't assume every part of Clermont gives you the same negotiating position. A home in 34711 and a home in 34714 may be competing in very different environments.

And don't look only at the asking price. Look at the entire cost of owning the home.

If you're a seller, don't base your pricing decision on what somebody else's house sold for two years ago—or even what a house across Clermont sold for last month.

Look at what's happening around your property right now.

How many comparable homes are for sale? How long are they taking to sell? Are buyers actually putting them under contract? Have prices been moving up or down?

And if you're competing against new construction in Clermont, what are builders offering buyers that you may be competing with?

Those questions matter a lot more than a headline telling you whether the “Florida housing market” is up or down.

There Really Isn't One Clermont Housing Market

That's probably my biggest takeaway from these numbers.

We talk about the Clermont housing market as though it's one thing.

It isn't.

In August 2026, 34711 had less resale inventory but declining pending sales. 34714 had considerably more resale inventory, lower prices and a sharp increase in pending sales.

Same general area. Very different numbers.

And that's why I spend so much time looking at the local data.

I've been selling real estate for 20 years, and I can tell you that we never know exactly where the market is going to go. But we can look at what's happening right now and make decisions based on what we're actually seeing.

Don't just ask how the market is doing. Ask how the market is doing where your house is.

Market statistics referenced are from Stellar MLS/InfoSparks for August 2026. Market conditions vary by property, neighborhood, price range and other factors.